Phone contract in Germany

What you need for a mobile contract in Germany, how the SCHUFA credit check works and which Young plans give you a discount under 28.

Updated

A contract gives you more data for your money than prepaid, and with a Young plan the discount is big. Here's what you need and what to watch out for.

What you need

  • ID: passport or ID card, plus your residence permit if you have one. The provider checks it, just like with prepaid.
  • An address in Germany: usually the address you registered at (Anmeldung).
  • A bank account: You pay by direct debit. An account in any SEPA country (EU, EEA, Switzerland and a few others) has to be accepted by law (Art. 9 SEPA Regulation). An account outside SEPA, for example in India, doesn't work for direct debit.
  • Be 18 or older. Under 18 you need your parents' consent.

Cheapest Young contracts

GigaMobil Young XS

Vodafone Young

Data
14 GBup to 300 Mbit/s
Network
Vodafone
Term
24 months
Age
under 28
  • Unlimited calls & texts in Germany

Average per month€14.99

Monthly fee €14.99
One-time fee €0.00

View deal GigaMobil Young XS at Vodafone (opens in a new tab, in German)
Details

Average over 24 months including one-time costs.

From month 25: €19.99 a month.

As stated by Vodafone, 9 October 2026, no guarantee.

1&1 All-Net-Flat Young S

1&1 Young

Data
15 GBup to 300 Mbit/s
Network
1&1
Term
24 months
Age
under 29
  • Unlimited calls & texts in Germany

Average per month€15.19

Monthly fee €14.99
One-time fee €19.90

View deal 1&1 All-Net-Flat Young S at 1&1 (opens in a new tab, in German)
Details

Average over 24 months including one-time costs.

As stated by 1&1, 9 October 2026, no guarantee.

O2 Mobile S

o2 Young

Data
30 GBup to 300 Mbit/s
Network
Telefónica (o2)
Term
24 months
Age
under 29
  • Unlimited calls & texts in Germany

Average per month€16.66

Monthly fee €14.99
One-time fee €39.99

View deal O2 Mobile S at o2 (opens in a new tab, in German)
Details

Average over 24 months including one-time costs.

As stated by o2, 17 October 2026, no guarantee.

All contracts (in German)

As stated by the providers, 17 October 2026, no guarantee. Providers' order pages are in German, your browser can translate them.

SCHUFA: the credit check

For a contract, the provider asks SCHUFA or another credit agency whether you can pay. New arrivals usually have no SCHUFA record yet. That's not a bad sign, but it can sometimes lead to a rejection. If that happens, start with prepaid and try again later.

Young plans: discount up to your late 20s

Telekom, Vodafone, o2, congstar, 1&1 and otelo all have Young plans. You get more data or a lower price than in the regular plan. They only depend on your age, so you don't need a student ID or a letter from your employer. The age limits:

ProviderYoung plans for
congstarunder 28
Telekomunder 28
Vodafoneunder 28
1&1under 29
o2under 29
otelounder 30

Tip: Check what the plan costs after the Young price ends. Some providers keep it until the end of the contract, others switch to the regular price at a certain age.

24 months or Flex?

Most contracts run for 24 months. Flex plans can be cancelled every month and often cost the same per month, but the one-time fee can be higher. If you only stay a semester or two, Flex is the safer choice. After the minimum term, a 24-month contract can also be cancelled every month.

Keep your number

If you switch from prepaid to a contract, you can take your German number with you. Your old provider may charge a small fee for this.